Before disaster strikes, be sure you know the facts about Flood Insurance. Many of our specialty policies, such as our Manufactured Home Owner policies, include coverage in the comprehensive coverage for Flood. For standard Home Owner policies and dwelling policies more often than not, this is not the case. Western Insurance Agency is experienced in the placement of these separate Flood policies and can be of immediate service to you.

Did you know

• About 1 out of 4 flood losses occur in low-to-moderate flood risk areas. 

• Floods occur more often than Fires, yet Home Owners protect against fire risks and neglect the Flood coverage. 

• There are Preferred Risk areas, where the Flood coverage can be purchased at lower rates than average premiums.

• You can purchase Flood Insurance at any time, but there is a 30-day waiting period after you apply and pay the premium, before the policy becomes effective.

• Flood insurance is available for Homes, Condominiums, Apartments, Manufactured Homes and Commercial structures.

You are under no obligation to purchase coverage, but we strongly suggest that you submit your information for a Quote today so that you can make the decision to buy or not to buy, prior to the need to submit a claim.